Independent Recovery Resources, Inc. is a full service 3rd party debt collection agency dedicated to supporting Government Agencies, Corporate Entities, Educational Institutions and Healthcare Providers. IRR is a Certified Women Owned Small Business. (WOSB) As such, we help clients meet their diversity supplier utilization goals.


IRR President/CEO, Anita M. Manghisi, IFCCE is a Past President of the New York State Collectors Association and the current Legislative Chairwomen.  She also serves as a Board Director for ACA International, the largest trade association dedicated to the credit and collection industry.  


With over 25 years of experience we have succeeded in helping our clients recover on their delinquent debt in a short period of time while providing a superb level of customer service. Today's economy presents many challenges for both the consumer and the creditor and we are the solution to help both navigate the credit and collection process.  


Our objective is not only to return the highest recovery rates to our clients, but to help consumers meet their financial obligations and resolve their credit issues.  We achieve this by implementing a full compliance program, continual education, utilizing and investing in technology and being proactive with our communication. 


We are confident that we will produce recovery rates superior to industry standards while maintaining a high level of service for both your staff and the consumer.


This confidence is based on our vast years of experience and our client references.



This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.  Our License Number with New York City Department of Consumer Affairs is 095189.



You may request a letter in large print by calling 1-877-593-4574.



We are required to inform you that we do not provide language translation services. For informational gathering purposes only please advise us of your language of preference.  A translation and description of commonly used debt collection terms is available in multiple languages on