TERMS OF SERVICE AGREEMENT
PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE.
ACCEPTANCE OF TERMS
The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface with Independent Recovery Resources, Inc.
DESCRIPTION OF WEBSITE SERVICES OFFERED
IRR Inc is a debt collection agency. Our communication is an attempt to collect a debt. Any information obtained maybe used for that purpose.
Any and all visitors to our site shall be deemed as “users” of the herein contained services provided for the purpose of this TOS.
We respect and are committed to protecting your privacy. We may collect personally identifiable information when you visit our site. We also automatically receive and record information on our server logs from your browser including your IP address, cookie information, and the page(s) you visited. We will only share this information with the clients to whom we are collecting payments on behalf of.
Your payment and personal information is safe and secure. All of your personal information including credit card number, name, and address is encrypted so that it cannot be read while in transit over the internet.
IMPORTANT CONSUMER INFORMATION:
This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. Our License Number with New York City Department of Consumer Affairs is 095189.
NOTICE TO NEW YORK STATE CONSUMERS:
You may obtain a letter in large print by calling us at 1-877-593-4574.
NOTICE FOR NEW YORK CITY CONSUMERS:
We are required to inform you that we do not provide language translation services. For informational gathering purposes only please advise us of your language of preference. A translation and description of commonly used debt collection terms is available in multiple languages on www.nyc.gov/dca.